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Are you ready for dengue fever?

In case you missed the information, Singapore has been declared to be in an “emergency section” as a result of steep rise within the variety of circumstances for dengue fever. In case you get bitten, be sure you’re already coated by your insurer (or join dengue cowl to get protected without spending a dime) and observe the next prevention steps in your house.

Final month, our Minister of State for House Affairs warned that Singapore had reached an “emergency section”, given the steep improve within the variety of circumstances on a weekly foundation.

The present variety of dengue circumstances has exceeded 15,000 – with 378 clusters and 139 dengue-alert areas categorized by NEA* as purple hazard zones. That features my property 🙁

*Numbers correct as of 27 June. Examine the most recent updates from NEA right here.

Whereas the signs of dengue are much like the widespread flu, the most important tell-tale indicators are rashes, bleeding and/or bruising even from mild knocks or bumps. It’s because dengue causes your platelet rely to drop, which impacts your pure blood-clotting talents.

Picture supply: Mount Elizabeth Hospital

For some individuals, getting bitten may ultimately end in hospitalisation. By now, you might have already seen the unlucky information about the 82-year-old lady who efficiently evaded COVID-19 throughout the pandemic however ultimately succumbed to dengue. The essential section is usually from Day 3 – 6 of the sickness (though precise development timelines might differ), the place even when your fever begins to subside, your platelet rely may the truth is be dropping considerably.

Beforehand, when my father-in-law was stricken with dengue, he needed to go to the physician commonly for blood checks and was instructed that if his platelet rely dropped too low (beneath 80k per ml), he would require hospitalization. For reference, regular ranges are round 150k to 450k per ml. That’s as a result of with a lowered blood clotting skill, the physique can go into shock, inner bleeding, organ failure and even demise.

And should you suppose you’re immune this time since you received it earlier than, that is probably not the case as a result of there are 4 totally different serotypes (aka. strains) of dengue virus: DENV-1, DENV-2, DENV-3 and DENV-4. Though recovering from one serotype typically supplies lifelong immunity towards it, this doesn’t prolong to the opposite serotypes, which means that a person can doubtlessly be contaminated with dengue as much as 4 occasions.

The present dominant serotype circulating in Singapore proper now could be DENV-3, which was beforehand unusual and thus much less immunity inside our inhabitants towards it. In spite of everything, previous to 2020, DENV-3 was not the dominant serotype throughout earlier main dengue outbreaks within the final 3 many years. 

How a lot may dengue price?

For delicate circumstances, you’ll solely want to fret about the price of blood checks and session charges – this may be wherever between $20 for a seek the advice of to $120 (if a blood take a look at is required) through the general public route (additionally is determined by how a lot your physician costs).

Nonetheless, if you find yourself in hospital, the payments can climb increased. For a current affected person, her medical payments crossed $126,000 final month because of hospitalisation and rehab charges.

After all, not all circumstances might price that a lot. In accordance with AIA Singapore, they paid out over $200,000 in claims for dengue fever prices within the yr 2020 (which was the final main dengue outbreak). The precise prices incurred will in the end rely in your physique, your current well being circumstances and the way the an infection progresses as effectively.

After all, the excellent news is that you just don’t need to bear the medical payments by your self, as dengue fever is a situation which you could doubtlessly declare out of your insurance coverage.

Ensure you can declare out of your insurance coverage

In the event you haven’t already achieved so, please verify in case your insurance coverage covers you for dengue fever. Most complete private accident plans – akin to AIA’s Solitaire PA – ought to cowl it, however not all do, so verify your T&Cs to make certain.

In the event you want protection towards dengue fever, you may get it now without spending a dime (for a restricted time solely).

In AIA’s case, their newest no-cost dengue cowl plan supplies for:

  • $1,000 hospitalisation earnings profit because of dengue fever*
  • $100 non-hospitalisation profit upon prognosis with dengue fever^
  • $10,000 lump sum demise profit because of accident or dengue fever^

* Notice: Minimal 6-hour hospital keep is required
^A ready interval of 10 days applies for dengue fever earlier than this profit will likely be payable. Dengue should be identified in Singapore by a Registered Medical Practitioner.

The coverage is fairly easy, however you may also learn the complete record of T&Cs right here.

My husband and I’ve already signed up for ours. Hurry, get yours right here right now.

Forestall dengue at residence by training B-L-O-C-Ok and S-A-W

With most of us on a hybrid work association nowadays, you wouldn’t need your home to be a breeding floor for the Aedes mosquitoes, so be sure you observe B-L-O-C-Ok at the least as soon as each few days.

All of the beneath photos are sourced from NEA.

And should you’re residing in a purple zone (like I’m) which suggests there’s a excessive inhabitants of Aedes mosquitoes in your space, strive training S-A-W to forestall your self from being bitten.

In my family, we additionally use an electrical mosquito bat to swat these pesky mosquitoes every time we see them! Most provision outlets promote it, but when not, you may also order on-line.

I additionally stick mosquito repellent patches on my youngsters every time they head out! Whereas it isn’t 100% efficient, however it does assist to discourage (or scale back) the variety of bites they might in any other case have gotten with out the stickers.

Forestall AND defend. That’s one of the best we will do.

To assist Singaporeans within the struggle towards dengue, AIA is gifting away FREE dengue cowl, restricted to the primary 100,000 insurance policies solely. The coverage protects you and your family members (as much as a most of seven dependents) till 31 August 2022.

Signal as much as be protected towards dengue fever for FREE right here by 31 July 2022.

In the event you’ll like extra, you may also meet up with an AIA Monetary Companies Guide for a overview (by 31 August) and obtain a complimentary $10 GrabFood voucher.

T&Cs apply. Protected as much as specified limits by SDIC. This commercial has not been reviewed by the Financial Authority of Singapore. The insurance policy are underwritten by AIA Singapore Non-public Restricted (Reg. No. 201106386R ("AIA"). All insurance coverage functions are topic to AIA's underwriting and acceptance. You're suggested to learn the coverage contracts for the exact phrases and circumstances of those plans, together with exclusions whereby the advantages beneath these plans is probably not paid out.  



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