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10 Methods to Convert a Visa Reward Card to Money

You probably have a Visa present card, you is perhaps questioning learn how to convert it to money. In any case, money could be extra versatile than plastic.

Whereas you should utilize a Visa present card for a lot of purchases, you possibly can’t use it for every little thing. 

We’re sharing a number of methods to transform Visa present playing cards to money. Use the concepts that work finest for you so that you simply get some additional money shortly. 

Learn how to Trade Visa Reward Playing cards for Money

Exchanging your Visa present playing cards for money could require inventive considering, however it’s potential. Listed below are among the finest methods to make use of a Visa present card like money.

1. Add It to Your PayPal Pockets

paypal homepage

Whether or not you’ve gotten a Vanilla Visa present card or one other kind of card, PayPal offers an possibility so as to add these present playing cards to your PayPal pockets. Simply enter the present card quantity and different data so as to add it to your account.

As soon as the present card stability clears, you should utilize the cash to pay for purchases through PayPal. Alternately, you possibly can ship the cash to a buddy or your individual checking account.

Nevertheless, it’s necessary to remember the fact that charges could apply once you switch cash. This is applicable when sending cash to your checking account or family members.

Utilizing your Visa present card stability for purchases the place retailers settle for PayPal is likely one of the most cost-effective choices since your card gained’t lose any of its worth.


  • Use for PayPal purchases
  • Switch to your checking account
  • Pay a buddy or member of the family

2. Purchase Different Reward Playing cards

A extra oblique technique to convert your Visa present card to money is to purchase a distinct present card. If you realize you’ll use a company-branded present card, it may be extra invaluable to you than one from Visa.

For instance, you might use your Visa present card to purchase an Amazon present card of equal worth. Since you should buy virtually something you might ever want on Amazon, you’ll basically be changing your Visa present playing cards into money.

You may even do that for shops like Walmart, Starbucks or Goal. Nevertheless, you may pay additional to do that if the service provider you’re buying at fees a payment for Visa-based purchases. 

Raise home page

Higher but, you might use your Visa present card to purchase discounted playing cards from websites like Elevate. This will likely truly enhance the worth of your present card (i.e., you might flip your $35 Visa present card right into a $50 one to Jiffy Lube).


  • Commerce for extra invaluable card
  • Legitimate at a service provider you like


  • Received’t work with all retailers
  • Potential charges

3. Get a Cash Order

money order near me

It’s potential to make use of your Visa present card to purchase a cash order. From there, you possibly can deposit the cash order at your financial institution and use the funds immediately out of your checking account.

Or, you possibly can money your cash order at any retailer that accepts cash orders. You may even be capable of money it the place you bought it.

It’s necessary to notice that some banks restrict the variety of cash orders you possibly can deposit or money. For that motive, you might wish to verify forward of time along with your financial institution should you plan on depositing cash orders continuously.

To be taught extra, try our article on the finest locations to purchase cash orders


  • Operate as money
  • Extensively obtainable

4. Reward Card Trade Kiosk

gift card kiosk machine

Reward card trade kiosks can be found all through the U.S. and world wide. While you use a present card trade kiosk, you insert your present card into the machine as you’ll with an ATM card.

The kiosk then scans your Visa present card and provides you a money provide for it.

You might have a alternative as as to if to just accept or reject the provide. Should you settle for the provide, the kiosk retains your card and provides you the cash. 

In some conditions, you might have to take a receipt voucher to a cashier to get your cash for the trade.

Should you reject the provide, the kiosk gives you again your present card. 

Sadly, you’ll probably see a payout that’s decrease than the worth of your present card once you use kiosks. Plus, every kiosk has totally different guidelines about what they cost, and the cashout payment could be fairly excessive.

In the end, this isn’t the easiest way to transform your Visa present playing cards to money. However, in case you are in a time crunch, it may be a fast technique to receives a commission quick.


  • Simple and handy
  • Quick technique to get money
  • Many areas


  • Charges could be excessive
  • Could scale back present card’s worth

5. Give It as a Reward

One other technique to flip Visa present playing cards into money is to present them as presents. However how precisely does this equate to changing your card to money?

By giving your card as money, you unlock cash in your finances that you’d have spent on a present in your buddy or member of the family. In flip, this lets you use that budgeted money for different wants. 

The important thing to success with this concept is to make sure that you already had this expense included in your finances. That approach, the money is available once you want it. 


  • Money could be available
  • Makes present giving simpler
  • No charges

6. Pay Payments

One other distinctive technique to flip your present card into money is by utilizing it to pay payments. 

Much like gifting your Visa present card, you should utilize the money you had put aside in your payments in no matter approach you please. 

Nearly any firm that accepts bank card funds for payments will allow you to pay your payments with a Visa present card. Nevertheless, not all firms permit you to pay payments with Visa present playing cards. You’ll wish to confirm that this selection will give you the results you want earlier than attempting it.

As well as, there’s typically a payment for this service. This payment is charged by the corporate that you simply owe. In flip, this may scale back the worth of your Visa present card.

Whereas this won’t be essentially the most cost-effective technique to convert your Visa present playing cards into money, it will possibly turn out to be useful in a pinch.


  • Pay payments
  • Use on-line or in individual


  • Potential charges
  • Under no circumstances firms

7. Buy and Resell Gadgets

Have you ever heard about retail arbitrage? That is once you purchase one thing after which resell it at a better value. 

Should you be taught to do it properly, you possibly can earn money with retail arbitrage. The purpose is to purchase objects that you simply discover which can be priced decrease than what they’re sometimes promoting for. 

For example, you could find clearance objects at your native large field retailer and resell them on-line for a revenue. 

However how does this relate to changing your present playing cards to money? It’s a really out-of-the-box technique to flip your playing cards.

Primarily, you search on-line for objects you could purchase at tremendous steep reductions and pay for them along with your Visa present card. Then, you resell them at a revenue that can cowl promoting and different charges.

Make sure to do a little analysis before you purchase the objects you wish to resell. You’ll wish to select objects which can be widespread and have a excessive probability of reselling shortly. 


  • Could enhance card’s worth
  • Aspect hustle potential


  • Takes analysis and time
  • Some danger concerned

8. Put it in Venmo

Venmo homepage

Similar to you possibly can put your Visa present playing cards into PayPal, you may as well put the funds into Venmo. 

Merely comply with the directions on the Venmo website so as to add your Visa present card to your pockets. When you see the cash in your Venmo pockets, you should utilize it to make purchases the place Venmo is accepted.

Alternately, you possibly can switch cash out of your Venmo pockets to your checking account.

What’s extra, Venmo doesn’t cost charges to switch cash to your checking account like PayPal does. 

Needless to say you might get a fraud warning from Venmo should you try so as to add your Visa present card. If this occurs, don’t fear. That is merely a safety precaution, and Venmo might help you clear it up. 


  • Simple and quick
  • Switch to checking account
  • No charges

9. Promote It By a Web site or App

There are web sites and apps that can allow you to convert your Visa present card to money by promoting them. The finest locations to promote present playing cards rely upon how briskly you need your money and the way a lot of its worth you might be prepared to lose. 

Some websites will purchase your card immediately, whereas others will promote your present card on a market for shoppers to purchase. Provide costs will differ as properly. 

For instance, CardCash gives you as much as 92% of the worth of your card. Some websites could offer you lower than that. 

Be sure to do your analysis and evaluate presents on totally different websites to get the most effective payout in your card.


  • Fast and simple
  • A number of apps and websites


  • Will scale back card’s worth

10. Promote It to Somebody Immediately

This feature could be one of many extra easy options. You possibly can promote your Visa present playing cards on Craigslist or comparable websites, or you possibly can promote your present card to somebody you realize and belief. 

Many individuals will think about shopping for Visa present playing cards from you if it means they get a deal. In any case, you should utilize these present playing cards nearly wherever. 

Whoever buys your present card can use it at a giant field retailer, restaurant or another retailer. 

The easiest way to make sure that somebody will purchase your present card is to supply deal. For instance, promote a $25 present card for $22. Or promote a $100 present card for $90 or $95. 

Additionally, be prepared to barter if crucial. This may guarantee you possibly can promote your Visa present card shortly.


  • Many potential consumers
  • No service charges


  • Might scale back card’s worth

Advantages of Changing a Visa Reward Card to Money

Because the saying goes, “money is king.” Nevertheless, should you aren’t positive that changing your Visa present card to money is definitely worth the effort, there are some situations when it’s a clever determination.

For instance, if you wish to make a purchase order however a service provider solely accepts money, utilizing your present card gained’t work. Plus, some retailers gained’t settle for Visa playing cards to finish transactions.

In each these situations, utilizing money ensures your transactions could be accomplished with none points.

Moreover, if you should utilize your present card to purchase a distinct present card that you’ll truly use and has a better worth, changing your card could offer you additional respiratory room in your finances.

Alongside the identical traces, if you’ll be able to repurpose your present card to pay payments or offset the price of different bills, you possibly can unlock money in your finances. This may permit you to transfer towards your monetary targets extra shortly.


Should you nonetheless have questions on learn how to convert Visa present playing cards into money, these solutions may be capable of assist.

What’s the best technique to convert Visa present playing cards to money?

The reply to this query varies relying on the individual. Including your present card to your PayPal or Venmo account could be straightforward, particularly since you are able to do it from the consolation of your sofa.

That stated, the only answer is probably going to make use of the cardboard for wanted purchases or present it and lower your expenses you’ll have in any other case spent on these finances objects.

How can I get essentially the most money for my Visa present playing cards?

If you wish to get essentially the most money in your Visa present card, utilizing it to purchase a reduced present card of a better worth is right. Or, including it to your PayPal pockets or Venmo account are your finest choices to make sure it holds its worth.

Different methods, like promoting it both on-line or regionally, might trigger you to obtain much less money than the cardboard is price.

Is it protected to transform a Visa present card to money?

Sure. Whether or not you’ve gotten a Vanilla Visa present card, Visa pay as you go card or one other kind of card, it’s protected should you use one of many choices talked about above to get money. 

It’s necessary to keep in mind that there are scammers and illegitimate web sites that can provide to show your Visa present card into money. Be sure to do your analysis earlier than utilizing any possibility to make sure it’s protected. 

Can Visa present playing cards be used at ATMs?

Visa present playing cards sometimes can’t be used at ATMs to get money. 

Nevertheless, in case your Visa present card comes with a four-digit PIN, you may be capable of get money from an ATM. That stated, this functionality is uncommon.


There are a number of distinctive methods to transform Visa present playing cards to money. You simply want to search out the choice that works finest for you. 

Take into account what you want the money for, how a lot you might be prepared to pay in charges and what the best conversion technique is for you.

This may assist you decide what technique to make use of as you flip your Visa present card for money. 



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